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Friday, December 11, 2015By Abraham Asfaw As we all get ready for the holiday season, many of us will be traveling to congregate with our families. This should be a time of cheer and happiness. Be sure your employees understand your policies regarding travel related insurance. 1. Travel Day Coverage READ MORE >>
Monday, November 30, 2015Decorating your office or retail space is a great way to bring a more festive atmosphere for both employees and guests. That said, just as in your house, you have to take care with the decorations to ensure you are not creating a hazardous environment as well. Decorations READ MORE >>
Tuesday, October 20, 2015BY ABRAHAM ASFAW EDITED BY SEBRINA HILLARD For some states, Colorado I am talking to you, winter is just a few weeks away. As you head into this season keep don't be fooled by these insurance myths. FALSE: Your insurance rates won’t go up if road conditions are to blame for the accident READ MORE >>
Friday, July 31, 2015 Releases are great ways to transfer risk at no cost. Due to this they are essential to nonprofits and to business which sell products or services for which there is an increased, though obvious, risk of injury or damage. READ MORE >>
Friday, July 17, 2015 Many nonprofits believe its directors and officers (D&O) insurance covers the board members for all matters of wrong doing but, just like most other insurance policies, the key is to look at the exclusions. Just as in most policies, the excluded causes of loss are either outside the scope of the purpose of insurance or covered by other types of insurance. READ MORE >>
Saturday, June 20, 2015 Whether you are a chamber of commerce, minority bar association or other small association, there are some essential insurance coverages you need to get your entity functioning and your risks low. Directors and officers coverage is the minimum insurance coverage needed for trade associations. READ MORE >>
Friday, May 22, 2015When your insurance policies renew are you confident that your insurance advisor has considered all risk exposures present to your business? Have you even had the time and/or knowledge to think those risk exposures through? If not, Insurance Design & Placement, Inc. READ MORE >>
Friday, May 15, 2015 Dancing is one of the few professions remaining where the individual has been practicing the art since childhood. This fact is why wellness and excellent healthcare should be a crucial factor in any overall risk management program. READ MORE >>
Friday, April 24, 2015 Sometimes insureds can feel out of control regarding the insurance liability pricing. Although there are some aspects that are out of an insured’s control, there are some matters which you can control and others that you can anticipate. READ MORE >>
Friday, April 10, 2015 When purchasing a general liability policy for a start-up or new business one can expect to pay anywhere between $400-$600. This is primarily because the start-up has either low revenue or low occupied footage which are the two main rating factors for general liability. READ MORE >>
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