Insurance Design & Placement, Inc. Blog: abuse and molestation
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Wednesday, May 19, 2021General liability policies normally exclude personal injury (like emotional distress) that an insured "had knowledge that the act would violate the rights of another” and/or would inflict the injury. In addition, the policies generally exclude bodily injury "expected or intended from the standpoint of the insured. READ MORE >>
Friday, February 20, 2015 Businesses that serve children have a special blessing and from and insurance perspective and additional risk. The law deals with children differently than adults and ask such the duty owed to them is higher and the ability for their own actions to negate their right to recovery is diminished. READ MORE >>
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