Insurance Design & Placement, Inc. Blog: coronavirus
View the latest blog posts from Insurance Design & Placement, Inc..
Friday, April 17, 2020As many states have extended their stay at home mandates through May it is important for business owners to take a second look at the vacancy provisions of their insurance policies. If you have any property coverages in your insurance policy, you will likely have a vacancy provision which will limit certain coverages if the premise identified in the policy has been vacant. READ MORE >>
Friday, March 20, 2020Here is a list of documents you may need to maintain in order to have a successful business interruption claim Obtain copies of company accounting records and documents related to the business interruption, including, but not limited to: Production records for the base period, the period during the loss and the period after the loss READ MORE >>
Thursday, March 19, 2020Many folks believe they have coverage for coronovirus through either business income or business interruption coverage. More likely than not, this is not the case. Most policies have language similar to this the interruption must be due to direct physical loss of or damage to Covered Property caused by or resulting from a Covered Cause of Loss READ MORE >>
Wednesday, March 18, 2020A few small businesses are staying open during this time to provide crucial services to citizens. For those businesses, an overlying concern is whether they would be covered by the general liability insurance policy if a customer was found to have coronavirus. READ MORE >>
Wednesday, March 18, 2020First and foremost, should an employee report to you that they suspect that they are ill from Coronavirus and want to file a workers' compensation claim your first concern should be the health of that employee, your other employees, your customers and yourself. READ MORE >>
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