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Home > Blog > Insurance Design & Placement, Inc. Blog: small business insurance
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Insurance Design & Placement, Inc. Blog: small business insurance

View the latest blog posts from Insurance Design & Placement, Inc..

Monday, November 7, 2016

Controlling your Liability from Holiday Parties

BY ABRAHAM ASFAW The holiday season is a time for people to get together and enjoy each other’s company, whether with friends, family, or co-workers. For many companies, this means having a holiday office party which can allow employees to get more comfortable with one another, boost employee morale, and remove stress from the office environment. READ MORE >>

Friday, September 30, 2016

Guide to Switching Insurance Companies Efficiently

BY ABRAHAM ASFAW Switching insurance companies can make you feel overwhelmed. This quick guide will show you how to make the transition as smooth and seamless as possible with some easy tips on what to have prepared for your new agent!  READ MORE >>

Friday, September 16, 2016

Important Questions About Changing Insurance Companies

BY ABRAHAM ASFAW When it comes to insuring your business you are investing in your businesses future.  Likely you see your only financial benefits as the financial payout when you have a covered claim.  However, when you have the right combination of insurance carrier and insurance agent, you can see financial and operational benefits long before you ever have a claim. READ MORE >>

Monday, November 30, 2015

Safety with Holiday Decorations

Decorating your office or retail space is a great way to bring a more festive atmosphere for both employees and guests.  That said, just as in your house, you have to take care with the decorations to ensure you are not creating a hazardous environment as well. Decorations READ MORE >>

Tuesday, October 20, 2015

Winter Insurance Myths

BY ABRAHAM ASFAW EDITED BY SEBRINA HILLARD For some states, Colorado I am talking to you, winter is just a few weeks away.  As you head into this season keep don't be fooled by these insurance myths. FALSE: Your insurance rates won’t go up if road conditions are to blame for the accident READ MORE >>

Friday, July 31, 2015

Elements of a Strong Release or Waiver

Releases are great ways to transfer risk at no cost.  Due to this they are essential to nonprofits and to business which sell products or services for which there is an increased, though obvious, risk of injury or damage. READ MORE >>

Friday, July 17, 2015

What is not included in your directors and officers insurance (D&O)

Many nonprofits believe its directors and officers (D&O) insurance covers the board members for all matters of wrong doing but, just like most other insurance policies, the key is to look at the exclusions.  Just as in most policies, the excluded causes of loss are either outside the scope of the purpose of insurance or covered by other types of insurance. READ MORE >>

Friday, April 24, 2015

Factors Which Effect Your Business Liability Premium

Sometimes insureds can feel out of control regarding the insurance liability pricing.  Although there are some aspects that are out of an insured’s control, there are some matters which you can control and others that you can anticipate.   READ MORE >>

Friday, February 20, 2015

Camps, Day-cares, & Schools: Understanding Abuse and Molestation Coverage

Businesses that serve children have a special blessing and from and insurance perspective and additional risk.  The law deals with children differently than adults and ask such the duty owed to them is higher and the ability for their own actions to negate their right to recovery is diminished. READ MORE >>

Friday, February 13, 2015

Does TRIA matter for small businesses

In January the Terrorism Risk Insurance Program Reauthorization Act of 2015 was signed into law.  This law extended the previous Terrorism Risk Insurance Act (TRIA) through 2020.  Although this caused a sigh of relief for many insurance carriers, many small businesses are still confused by TRIA. READ MORE >>

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